Your credit score equals your new lifestyle.
A high credit score means that you have successfully managed your money and probably can do some of the little things to improve your lifestyle. A dinner out, vacation, new car, tickets to a concert, etc.
A low score means that you may have overspent your money or had an unavoidable expenses or significant life event that has put you in a negative position. For example: large medical bills, lost your job, an accident, etc. This means that you are unfortunately less able to do the little extra things that improve your lifestyle.
One of the best books on money ever written is Rich Dad, Poor Dad because it describes the importance of having your money work as hard as you do....